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Low Doc Loans

rates from 6.90%

Borrow up to 80% LVR

No risk fee or LMI

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We are open 24/7

0430 057 087
Structured Loans

Expert Mortgage Brokers

We are a team of mortgage brokers and mortgage managers who specialise in low doc loans. We have over 20 years of experience in dealing with low doc home loans.
HOME, INVESTMENT LOANS, REFINANCE
Structured Loans offers home loans, investment property loans, lines of credit and refinances. Cash outs and loan consolidations are available. The maximum loan to value ratio for self employed borrowers on a low doc basis is 80%.
LOW DOC LOAN RATES
Interest rates start from 6.90%. Each low doc home loan is different and each lender has different requirements. Call 0430 057 087. We are open 24/7.
ABN MINIMUM 1 YEAR
You must have held an ABN for at least 1 year, preferably 2 years to qualify for a low doc loan.
BORROW TO 95% FULL DOC
You can purchase a property with 5% deposit if you are employed and can provide pay slips. Lenders mortgage insurance will apply. To avoid lenders mortgage insurance you will need a 15% deposit. For self employed home loans the minimum deposit is 20%. If lenders mortgage insurance applies the cost is up to 2% of the value of the loan. It can be paid upfront or can be added to the loan.

ALL TYPES OF LOANS

With access to our panel of leading lenders and hundreds of loans, we can provide you with options and mortgage guidance that suits your self employed home loan needs.
  • Construction Loans - Residential and Commercial, Low Doc Loans for construction
  • Land and House Packages - New Estates, Infill, self employed home loans for House and Land Packages
  • Commercial Property Loans - Shops, Factories, Offices, self employed loans for commerical properties
  • Development Finance - Low Doc Home Loans for multi unit developments
  • Personal Loans - Self employed loan for personal use
  • Asset and Equipment - Cars, Boat, Excavators, Kitchen Equipment, Low Doc Loan for assets an equipment

Our Process

By following this simple 4-step process, we aim to make the journey of securing loans as smooth and transparent as possible for our valued clients.

1. Initial Consultation
The process begins with an initial consultation between the client and one of our experienced mortgage experts. During this meeting, we discuss the client's financial goals, credit history, and unique circumstances.
2. Analysis
After gathering the necessary information, our team conducts a comprehensive financial assessment. We analyse the client's financial situation to determine the most suitable loan options. This step involves assessing credit, income, and other key factors.
3. Application Process
Once the client selects a loan option that aligns with their objectives, we assist them in completing the loan application and gathering the required documentation. We make this process as straightforward as possible, guiding clients through paperwork, credit checks, and any necessary verifications.
4. Loan Approval
After submission, we work diligently to secure loan approval from our network of lending partners. Throughout this phase, we keep the client informed about the status of their application. Once approval is obtained, we facilitate the loan closing process, ensuring all is in order and that the client fully understands the terms of the loan.

Client Testimonials

  • "I couldn't be happier services I received from Structured Loans. They tailored a solution to fit my unique financial situation, making homeownership a reality for me. The team's expertise and personalized approach were truly exceptional.'
    ★★★★★
    Adrian A.
    "I had a fantastic experience working with Structured Loans. They simplified the complex mortgage process and helped me secure a loan with terms that were perfect for my family. Their professionalism and commitment to their clients are unmatched.'
    ★★★★★
    Linda C.
    "I highly recommend Structured Loans. Their team went above and beyond to ensure I understood every aspect of my mortgage, and they worked tirelessly to find the best possible terms for my investment property. Thank you for making my real estate dreams come true!"
    ★★★★★
    Aaron L.
  • "Structured Loans provided me with finance that exceeded my expectations. Their attention to detail and dedication to finding the right solution for me were impressive. I felt like a valued client throughout the entire process, and I'm grateful for their expertise."
    ★★★★★
    Bernard S.
    "Working with Structured Loans was a game changer! Their knowledge of the mortgage industry is unparalleled, and they guided me through each step with ease. I couldn't have asked for a more reliable and trustworthy partner in my home buying journey."
    ★★★★★
    Anastasia D.
    "I can't speak highly enough of Structured Loans. They worked tirelessly to find a solution that worked for my unique financial situation. Their commitment to their clients is unmatched, and I'm grateful for the exceptional service I received. Thank you, Structured Loans!"
    ★★★★★
    Ryan K.
  • "Structured Loans made the mortgage process stress-free and efficient. Their team is not only knowledgeable but also incredibly supportive. They walked me through every step, and their attention to detail ensured I got the best possible structured loan. Highly recommended!"
    ★★★★★
    Natasha S.
    "When it came to finding the right mortgage, Structured Loans proved to be the partner I needed. They listened to my financial goals and aspirations and tailored a solution that exceeded all my expectations. Their responsiveness and transparency throughout the process were remarkable. I wholeheartedly recommend Structured Loans.'
    ★★★★★
    Leonard D.
    "I had a wonderful experience with Structured Loans. Their expertise in the mortgage business is evident from the start. They made the process of securing finance a breeze. I can't thank them enough for helping me achieve my homeownership dreams."
    ★★★★★
    Vivian K.